Members of the Employees Provident Fund Organisation can access part of their savings without closing their account. The amount they can withdraw depends on the purpose, which can include medical treatment, education, or other needs. Certain conditions must be met, such as completing a minimum period of membership.

Medical expenses have different rules than other purposes. Education and marriage expenses have specific limits on how many times an advance can be claimed.

Further details on these rules and the applicable requirements are available, including the percentage of balance that can be withdrawn and the categories that are eligible.