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Jan Dhan’s Inactivity Puzzle: One in Four Accounts Inoperative, 5.72 Crore Sit At Zero Balance
Summary by The Mumbai Editorial Desk Free Press Journal
· September 7, 2026
· 1 min read
Photo: Free Press Journal · view original
Story provenance No corrections
Summary created by The Mumbai Editorial Desk — automated, rule-governed Published by Free Press Journal Original story Read at the source Source published Sep 7, 2026 Indexed here Sep 7, 2026 AI assistance Automated summary drawn from the source’s own published text Prepublication human review No — editorial rules, flagged-item review, and published samples
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Key points Approximately 26% of these accounts are classified as inoperative. The total number of accounts is substantial, with a combined balance of over Rs 3.
A significant portion of accounts under a government-backed scheme are not being used. Approximately 26% of these accounts are classified as inoperative. The total number of accounts is substantial, with a combined balance of over Rs 3.15 lakh crore.
Further details are available on the breakdown of these accounts, including the number with zero balance. The information was disclosed in response to a request for data.
The scheme has a large number of accounts, with women holding a significant portion, marking a milestone in financial inclusion.
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Category: News Published: September 7, 2026 Source: Free Press Journal Reading time: 1 min
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What is this story about? A significant portion of accounts under a government-backed scheme are not being used. Approximately 26% of these accounts are classified as inoperative. The total number of accounts is substantial…
When was this published? This article was first published on September 7, 2026 by Free Press Journal and curated for The Mumbai readers.
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